Pick a tier. See the card.
Longevity concierge, elite access, and private wellness retreats.
Your tier is set by the limit you unlock when you pledge. See it on the membership page.Pledge what you hold
Link your investments with read-only access and pledge some units. They stay invested — a lien is placed, nothing is sold.
Get an advance
Your limit is ~50% of pledged value for equity, up to 80–85% for debt and liquid funds. Fully transparent, per holding.
Unlock card & tier
The earned limit sets your card and tier — Ascent, Summit, or Apex — and your card is issued once the lien is validated.
A serious piece of kit.
The honest answers.
Is my money safe?
Yes. You never transfer or sell your holdings — a lien is marked at source (the RTA or depository), and the card is only issued once that lien is confirmed. You stay the owner and keep the market upside.
What exactly is a lien?
A lien is a hold on specific units so they can’t be redeemed while they back your card. It’s reversible: clear your balance and the hold is released. Nothing is moved or liquidated.
What if the market dips?
Your limit is rounded down and a volatility buffer is held back as a margin cushion, so a normal dip doesn’t breach your limit. Only a large, sustained fall would prompt a top-up request.
Metal and virtual both?
Yes — a virtual card is ready instantly on approval, and the metal card ships to you. Both draw on the same limit.